refactor: make AI runtime z.ai-only and default to glm-5

README.md

@@ -14,9 +14,7 @@ Turbopack-first rebuild of a fiscal.ai-style terminal with Vercel AI SDK integra
 - Eden Treaty for type-safe frontend API calls
 - Workflow DevKit Postgres World for background task execution durability
 - SQLite-backed app domain storage (watchlist, holdings, filings, task projection, insights)
-- Vercel AI SDK (`ai`) with dual-model routing:
-  - Ollama (`@ai-sdk/openai`) for lightweight filing extraction/parsing
-  - Zhipu (`zhipu-ai-provider`) for heavyweight narrative reports (`https://api.z.ai/api/coding/paas/v4`)
+- Vercel AI SDK (`ai`) with Zhipu (`zhipu-ai-provider`) via Coding API (`https://api.z.ai/api/coding/paas/v4`)
 
 ## Run locally
 
@@ -47,8 +45,7 @@ docker compose up --build -d
 ```
 
 For local Docker, host port mapping comes from `docker-compose.override.yml` (default `http://localhost:3000` via `APP_PORT`).
-The app calls Zhipu directly via AI SDK for heavy reports and calls Ollama for lightweight filing extraction.
-When running in Docker and Ollama runs on the host, set `OLLAMA_BASE_URL=http://host.docker.internal:11434`.
+The app calls Zhipu directly via AI SDK for extraction and report generation.
 Zhipu always targets the Coding API endpoint (`https://api.z.ai/api/coding/paas/v4`).
 On container startup, the app applies Drizzle migrations automatically before launching Next.js.
 The app stores SQLite data in Docker volume `fiscal_sqlite_data` (mounted to `/app/data`) and workflow world data in Postgres volume `workflow_postgres_data`.
@@ -100,13 +97,10 @@ BETTER_AUTH_BASE_URL=https://fiscal.b11studio.xyz
 BETTER_AUTH_TRUSTED_ORIGINS=https://fiscal.b11studio.xyz
 
 ZHIPU_API_KEY=
-ZHIPU_MODEL=glm-4.7-flashx
+ZHIPU_MODEL=glm-5
 # optional generation tuning
 AI_TEMPERATURE=0.2
 
-OLLAMA_BASE_URL=http://127.0.0.1:11434
-OLLAMA_MODEL=qwen3:8b
-OLLAMA_API_KEY=ollama
 SEC_USER_AGENT=Fiscal Clone <support@fiscal.local>
 
 WORKFLOW_TARGET_WORLD=@workflow/world-postgres
@@ -119,8 +113,7 @@ WORKFLOW_LOCAL_DATA_DIR=.workflow-data
 WORKFLOW_LOCAL_QUEUE_CONCURRENCY=100
 ```
 
-If `ZHIPU_API_KEY` is unset, the app uses local fallback analysis so task workflows still run.
-If Ollama is unavailable, filing extraction falls back to deterministic metadata-based extraction and still proceeds to heavy report generation.
+`ZHIPU_API_KEY` is required for AI workloads (extraction and report generation). Missing or invalid credentials fail AI tasks.
 `ZHIPU_BASE_URL` is deprecated and ignored; runtime always uses `https://api.z.ai/api/coding/paas/v4`.
 
 ## API surface