chore: commit all changes

.env.example

@@ -22,3 +22,9 @@ OPENCLAW_MODEL=zeroclaw
 
 # SEC API etiquette
 SEC_USER_AGENT=Fiscal Clone <support@fiscal.local>
+
+# Workflow runtime (Postgres world)
+WORKFLOW_TARGET_WORLD=@workflow/world-postgres
+WORKFLOW_POSTGRES_URL=postgres://postgres:postgres@localhost:5432/fiscal_clone
+WORKFLOW_POSTGRES_JOB_PREFIX=fiscal_clone
+WORKFLOW_POSTGRES_WORKER_CONCURRENCY=10